Certified Credit Experts is a Division of Addleman Law Firm, LLC that works with clients and creditors to improve credit profiles by challenging questionable, inaccurate, outdated, misleading and or unverifiable data on consumer credit reports.
The Communications log is a critical first step to bringing a successful claim against a collection company. It is a spreadsheet that helps you keep track of who is calling, how often they call, and what they are saying. It is an important step in the process because unless you know the details surrounding who is calling, it can be impossible to stop them.
The most common violation of the law committed by debt collectors occurs when they leave voice mail messages. Here are a few examples of illegal collection messages. If you have received voice mail messages from a debt collector, contact us today because more often then not, these messages are violating the law.